How to keep your tax bill down

June 8, 2011 @ 8:51 pm posted by admin

It is a fact that tax is going up. So how can you buck the trend? What follows is a summary of  business tax advice you as a business person can do to keep the tax dogs at bay (legally):

  • Operate as a limited company rather than as a sole trader or a partnership.
  • Pension payments can be tax deductible up to £50,000p.a. saving tax at your marginal rate;
  • Business equipment gets a 100% first year allowance up to £100,000 (£25,000 after March 2012);
  • Cars emitting less than 110g/km attract a 100% first year business tax allowance;
  • You can claim £3pw to cover household costs;
  • If you register for VAT it is possible to make a profit by using the Flat Rate Scheme.
  • Controlling personal income can optimise Working Tax Credits;
  • Wages paid to family members can be tax deductible as long as they are reasonable;
  • Sometimes a change in Accounting Policies (which are the recognised ways of treating income and expenditure) can produce savings;
  • If you buy another business, buying the assets of the business rather than the shares owned by the vendor will usually be more tax-efficient (but less so for the vendor);
  • Make sure mobile and broadband contracts are in the company name.

So if you are a couple and have profits of up to £102,650 you can get your tax bill down to £17,700 just by a careful use of salary and dividends. Every little helps as they say.

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